Bringing a new model to a Haitian credit union 

When we talk about access to financial products and services for small and growing businesses, we put commercial banks at center stage and try to find ways to overcome such businesses’ lack of credit history and collateral. When we emphasize the importance of so-called “vulnerable” populations building up savings for rainy days or future investment opportunities, we generally identify (regulated, therefore deposit-taking) microfinance institutions as the most appropriate counterparts, based on their social missions and capillarity.