In its fourth edition, this EIB report focuses on recent developments in Africa’s banking sectors and the policy options for all stakeholders.

The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa.

Three thematic chapters address challenges and opportunities for financing investment in Africa:

• Crowding out of private sector lending by public debt issuance
• The state of bank recovery and resolution laws in Africa
• Policy options on how to finance infrastructure development.

The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.