This Medium articles shares why finTechs hold potential to change the course of small business banking. According to ADB survey in 2017, with only 20 percent of firms using digital finance platforms, small businesses are looking for game-changing solutions in payments, capital and equity spaces. Article topics discussed include address information asymmetry: diversify and consolidate provider market: move the wheel towards women-led enterprises; movable finance regime will get a leg-up; assuage pain-points in financial value chain; a shift from term lending to cash flow based approach; and evolution of new generation credit products.