Plum, a London-based FinTech startup using AI-driven or “smart” chatbots to help people manage their finances, is betting that Facebook Messenger will become the go-to place for people to handle their money.

TechCrunch reports that with the social network expected to launch friend-to-friend payments in Europe soon, Plum’s Co-Founder, Victor Trokoudes, believes it will become a more popular place for people to also interact with their money. In fact, Plum has the first Facebook Messenger chatbot that enables users to easily start saving small amounts of money.

“With Facebook introducing payments into Messenger next year, Messenger is set to create a platform to further disrupt banks,” says Trokoudes. “Why use your banking app when you can pay your friends via the app and also add a service like Plum, which allows you to take control of all aspects of your financial life?”