See the link to a very interesting piece by Nathaniel Popper from a couple of days ago.  CBW, formerly the Citizens Bank of Weir, may lie in a tiny town in Kansas, but its ambitions are far larger.  Taken over by a couple coming out of Silicon Valley, the bank is partnering with Ripple Labs and others to offer far superior services in payments and other areas.  They're reaching out as far as India and Mexico...something to watch! matt