SME Finance Forum member MEKAR, has been listed by KPMG as one of the top 10 lenders changing market. MEKAR was the earliest of P2P lenders in Indonesia. MEKAR, though maybe not the largest total volume of loans, is unique in serving the small “unbanked” businesses in the farthest parts of Indonesia. It has some of the safest loans, and probably together with Amartha.com has financed the most small businesses in the country. Over the last two years since the MEKAR service started it has financed 50,000 small women-run businesses by raising USD 7 million or IDR 100 billion. Less than 0.3% of the loans are late in repaying, and investors can earn over 12% per year, by helping small businesses who cannot get a loan from a bank.