KPMG Indonesia published its inaugural edition of The Fintech Edge. The first edition of the report focuses on the Top 10 players in the fast growing Peerto-Peer (P2P) lending sector. KMPG notes, that it is important the P2P players can demonstrate the right balance between protecting the lender through a strong risk management framework, good level of transparency on loans and high service levels for both lenders and borrowers. This will help ensure sustainability for the players and viable market where digital trust can be established. 

Out of the 73 OJK-registered local platforms, we have developed a list of the Top 10 through KPMG’s internal scoring method. Coupled with OJK’s key standards, we created a proprietary three-pronged scoring mechanism:

1. Risk Management
2. Transparency
3. Service Level