Thousands of small and medium enterprises (SMEs) across the Middle East and North Africa are not accessing banking services because of a lack of Shari'ah-compliant products, according to a new study released by the International Finance Corporation (IFC), a member of the World Bank Group. The study, Islamic Banking Opportunities Across Small and Medium Enterprises in MENA, highlights a potential gap of up to $13.2 billion for Islamic SME financing across nine countries in the region.