Jim Marous is co-publisher of The Financial Brand and publisher of the Digital Banking Report, a subscription-based publication that provides deep insights into the digitization of banking, with over 150 reports in the digital archive available to subscribers.

As a small business owner, Jim Marous shares why PayPal became his primary financial institution in this article. He says, "...I realized recently that I am actually relying on PayPal for more of my business needs than I use my traditional bank." Marous discusses the advantages and disadvantages of PayPal for small businesses, moving his bank to PayPal, PayPal working capital and how PayPal meets the needs of the underbanked.