Bitcoin’s potential as a financial tool is a hotly debated topic with strong advocates on both sides, but the real disruptive innovation of Bitcoin may be its underlying technology that supports its network, according to a new report by Celent. Bitcoin transactions are recorded in a first-of-its-kind cryptographic ledger that serves as the trusted record for the entire Bitcoin network, and the underlying principles of that ledger could have a disruptive impact far beyond financial services, the report, titled “The Disruptive Potential of Bitcoin: Why Everyone in Financial Services Should Care,” argues.