Following the analysis of the AECM and the REGAR Guarantee Activity Surveys, this presentation strives to compare the results of REGAR (31 members) and AECM (29 members) who have answered similar questions on: Demand of SMEs for guarantees, Guarantee activity of the institution, Bank Financing, Alternative instruments, Future Focus and General business prospects.

AECM members were asked to judge between (i.e.) ‘Increase’ and ‘Decrease’ whereas REGAR-questions also featured sub-categories ‘mucho’ (a lot) and ‘poco’ (a bit). The comparison of AECM and REGAR-results therefore aggregates ‘incremento poco/mucho’ & ‘disminuyo poco/mucho’ in AECM terms, meaning in a general ‘increasing’ or ‘decreasing’-trend.